If Hell were to exist, it couldn't be worse.

I feel like shitty things happen to me ALL the time and I just can't catch a break and idk what I've done to deserve it.
Today I was on my way to therapy when I got rear-ended on the highway. The woman in a white SUV, which hit me, pulled into the lane on the left of me, looked at me signed OK, then drove into the next left lane, then the next left lane, and disappeared into traffic. I was on the highway frozen with adrenaline filling my body, my ears turned bright red, and I couldn't think. There was no breakdown lane for me to pull over in and traffic was still moving slowly and I was almost late to my therapy appt.
In my mind therapy is 100% necessary for my mental and emotional health - I do not want to end back up in the hospital any time soon. So I went to my appt. At my appt I was pausing a lot to breathe since I seemed to be losing my breathe more quickly than usual and I was getting pains in my back where my ribs are.
After I left therapy I called the police in my city who told me I had to contact state police. I called state police who refused to file a report since I hadn't called 911 while still on the highway directly after the crash.
Without the report I can't get my car insurance to cover anything on my car or replace my carseats.
The car seats is the worst part. It will be over $300 to replace my kids carseats. FML.
Which means, I can't bring them anywhere.... until I can get new carseats.
Honestly, this was the last fucking thing I needed right now.
And to top it all off my neck hurts and my back is killing me.

I often feel like life is out to get me. How much torture can I handle? How much can I put up with before I break? I feel like life WANTS me to break. I keep fucking trying to get through things but then something else has to come up... I feel like no matter how good I do getting through one thing, another thing has to happen to try to send me spiraling.
At the moment, I have no job, we're down a car, my carseats are damaged, my body is physically in pain, my bumper is distorted, and my husband is still working min wage over night... If Hell  existed it couldn't be worse than this.